CredInvoice
Working capital,
without the wait.
CredInvoice turns approved invoices into cash in hours — connecting suppliers, anchor buyers, and financiers on a single rail built for India's supply chains.
Approved today
₹4.82 Cr
+18.4% vs last week
Avg. time to fund
3h 12m
across 142 suppliers
Active financiers
11
3 NBFCs · 8 banks
The problem
Suppliers wait 60+ days to get paid.
India's MSMEs power the supply chains of every large enterprise — yet most of their cash is locked in receivables for two months or more, choking growth.
Traditional invoice discounting is slow, paper-heavy, and built around the financier — not the supplier or the buyer who actually depends on the cash flow.
CredInvoice exists to fix that.
What's inside
Everything you need. Nothing you don't.
Funding in hours
From invoice upload to disbursement in under 24 hours, often the same day.
Anchor-led onboarding
Bring your supplier network on with one integration. Cleaner KYC, faster activation.
Multi-financier rails
Banks and NBFCs bid on the same deal. Better rates, more capacity, no lock-in.
e-Invoice native
Validates invoices against the GST IRP in real time. Forgery and duplicates can't make it through.
Real-time visibility
Every party — supplier, anchor, financier — sees the same source of truth. No more email chains.
Built for compliance
Audit-ready records, role-based access, and reconciliation that ties back to the rupee.
How it works
Three steps. One outcome.
- 01
Upload or sync invoices
Plug in via API, ERP connector, or upload directly. Approved invoices are matched to anchor buyers automatically.
- 02
Financiers compete
Multiple banks and NBFCs bid on each invoice in real time. You pick the best rate — or let auto-allocation do it.
- 03
Cash hits the account
Funds disburse to suppliers the same day. Repayment from the anchor on the original due date — fully reconciled.
Ready to unlock
your receivables?
We work with anchor enterprises, supplier collectives, banks, and NBFCs. Tell us where you fit and we'll take it from there.